PM Surya Ghar Yojana 2026: Subsidy Rates, Eligibility & How to Apply

The Short Answer

PM Surya Ghar Muft Bijli Yojana is the central government's flagship scheme offering up to ₹78,000 direct subsidy for residential rooftop solar systems. You get ₹30,000/kW for the first 2 kW and ₹18,000/kW for the 3rd kW. The subsidy is credited to your bank account via DBT after installation and DISCOM inspection. Only on-grid systems installed by MNRE-empanelled vendors using BIS-certified equipment qualify.

What Is PM Surya Ghar Muft Bijli Yojana?

Launched on 13 February 2024 by the Government of India, PM Surya Ghar aims to install rooftop solar on 1 crore households by 2027. The scheme has a total outlay of ₹75,021 crore and is administered by the Ministry of New and Renewable Energy (MNRE).

The name translates to 'Free Electricity for Every Home' — though 'free' refers to the subsidy covering a significant portion of installation cost, not free electricity indefinitely. After installation, you save ₹15,000–₹18,000 annually on electricity bills for a typical 3 kW system, effectively getting 300 units of free electricity per month.

This is a successor and expansion of earlier rooftop solar subsidy schemes, offering higher per-kW rates and a vastly simplified application process through a unified national portal.

Subsidy Rates and Structure

The subsidy follows a tiered structure designed to maximise benefit for smaller systems:

System SizeSubsidy RateTotal SubsidyTypical System Cost (before)Net Cost (after subsidy)
1 kW₹30,000/kW₹30,000₹60,000–₹80,000₹30,000–₹50,000
2 kW₹30,000/kW₹60,000₹1,10,000–₹1,40,000₹50,000–₹80,000
3 kW₹30,000/kW (first 2) + ₹18,000/kW (3rd)₹78,000₹1,50,000–₹1,90,000₹72,000–₹1,12,000
5 kWCapped at 3 kW₹78,000₹2,50,000–₹3,20,000₹1,72,000–₹2,42,000
10 kWCapped at 3 kW₹78,000₹5,00,000–₹6,50,000₹4,22,000–₹5,72,000

Key point: The subsidy caps at ₹78,000 regardless of system size above 3 kW. For systems larger than 3 kW, the per-kW subsidy benefit decreases.

→ See complete cost breakdown by system size

Who Is Eligible?

Eligibility under PM Surya Ghar is straightforward but strict:

  • Residential consumers only — You must have a domestic electricity connection with a valid consumer number from your DISCOM
  • One subsidy per household — Linked to your electricity consumer number. Multiple applications from the same household are rejected
  • On-grid systems only — Off-grid and hybrid systems with batteries do not qualify for the central subsidy
  • MNRE-empanelled vendor — Installation must be done by a registered vendor listed on the PM Surya Ghar portal
  • BIS-certified equipment — Panels and inverters must carry Bureau of Indian Standards certification
  • Roof ownership — You must own the roof or have documented permission (housing society resolution for apartments)

Government employees, pensioners, and all income groups are eligible — there is no income cap.

→ Detailed eligibility criteria and edge cases

How to Apply: Step-by-Step

The application process is online and takes about 15–20 minutes:

  1. Register on the national portal — Visit the PM Surya Ghar website. Register with your electricity consumer number, mobile number, and email
  2. Submit application — Fill in roof details, preferred system size, and upload electricity bill. Portal auto-calculates your subsidy amount
  3. Receive feasibility approval — Your DISCOM verifies your connection and approves the technical feasibility (7–15 days)
  4. Select empanelled vendor — Choose from MNRE-registered installers listed on the portal. Solar Vipani installers are empanelled
  5. Installation — Vendor installs the system (1–3 days for residential). Must match the approved system size and specifications
  6. Net meter installation — DISCOM installs the bi-directional meter and commissions the system
  7. DISCOM inspection — Technical inspection and commissioning report generation
  8. Subsidy credit — After successful inspection, subsidy is credited to your bank account via DBT within 30–90 days

→ Detailed application walkthrough with screenshots

Documents Required

Keep these ready before starting your application:

  • Recent electricity bill (not older than 3 months)
  • Aadhaar card (linked to mobile number for DBT)
  • Bank account details (for subsidy credit — must match Aadhaar-linked account)
  • Passport-size photograph
  • Roof ownership proof or housing society NOC (for apartments)
  • PAN card (optional but recommended)

Your installer will additionally need to upload the installation completion certificate, net metering application, and commissioning report on the portal.

→ Complete document checklist with requirements

Subsidy Disbursement Timeline

After installation, the subsidy follows a defined processing pipeline:

StageTimelineWho Acts
Installation completion1–7 daysVendor
Net meter installation15–30 daysDISCOM
DISCOM inspection7–15 days after meterDISCOM
Commissioning report upload3–7 daysDISCOM/Vendor
Subsidy processing15–30 daysMNRE/DISCOM
DBT credit to bank7–15 daysGovernment

Total typical timeline: 45–90 days from installation to subsidy credit. Some DISCOMs like BESCOM (Karnataka) process faster than average, while others may take up to 120 days.

Track your application status on the PM Surya Ghar portal using your application number.

State Top-Up Subsidies

Some states offer additional subsidies on top of PM Surya Ghar. These are funded by the state government and processed separately:

  • Gujarat — ₹10,000/kW additional (up to 10 kW) through Surya Gujarat scheme
  • Rajasthan — ₹5,000–₹10,000/kW for BPL and rural households
  • Uttarakhand — Additional ₹15,000 flat subsidy for systems up to 3 kW
  • Madhya Pradesh — Additional top-up for rural and tribal areas

State subsidies change with annual budget allocations. Always verify current availability with your DISCOM or installer before finalising.

→ Complete state-wise subsidy directory

Get Your Subsidy-Inclusive Quote

The subsidy process is straightforward when you work with the right installer. Solar Vipani connects you with MNRE-empanelled installers who handle the complete paperwork — from portal registration to subsidy disbursement follow-up.

Fill one form and receive 2–3 quotes from verified local installers. Every quote includes your exact subsidy amount and net out-of-pocket cost.

Get free solar quotes with subsidy calculation →

Common questions

What is PM Surya Ghar Yojana?
PM Surya Ghar Muft Bijli Yojana is the central government's rooftop solar subsidy scheme launched in 2024. It offers up to ₹78,000 direct subsidy for residential on-grid solar systems. The subsidy is ₹30,000/kW for the first 2 kW and ₹18,000/kW for the 3rd kW, credited directly to your bank account after installation.
How do I apply for PM Surya Ghar subsidy?
Register on the PM Surya Ghar national portal with your electricity consumer number. Submit your application with roof details and electricity bill. After DISCOM approval, choose an MNRE-empanelled installer, get the system installed, and the subsidy is credited to your bank account after DISCOM inspection.
How long does it take to get the PM Surya Ghar subsidy amount?
The subsidy is typically credited 45–90 days after installation. The timeline includes DISCOM net meter installation (15–30 days), inspection (7–15 days), and subsidy processing (15–30 days). Track your status on the PM Surya Ghar portal using your application number.
Can I get PM Surya Ghar subsidy for a 5 kW or 10 kW system?
Yes, you can install any system size, but the subsidy caps at ₹78,000 (the 3 kW level). For a 5 kW system, you still get ₹78,000 subsidy. For a 10 kW system, the same ₹78,000 applies. The per-kW subsidy benefit decreases as system size increases beyond 3 kW.
Is PM Surya Ghar subsidy available for off-grid solar systems?
No. PM Surya Ghar subsidy is available only for on-grid (grid-connected) rooftop solar systems. Off-grid systems with batteries and standalone solar setups do not qualify. Hybrid systems may qualify for the on-grid portion, but this depends on your DISCOM's policy.
Can tenants apply for PM Surya Ghar subsidy?
The subsidy is linked to the electricity consumer number and roof ownership. Tenants cannot directly apply unless the electricity connection is in their name and the landlord provides written consent for rooftop installation. In practice, the property owner typically applies.