PM Surya Ghar Yojana 2026: Subsidy Rates, Eligibility & How to Apply
The Short Answer
PM Surya Ghar Muft Bijli Yojana is the central government's flagship scheme offering up to ₹78,000 direct subsidy for residential rooftop solar systems. You get ₹30,000/kW for the first 2 kW and ₹18,000/kW for the 3rd kW. The subsidy is credited to your bank account via DBT after installation and DISCOM inspection. Only on-grid systems installed by MNRE-empanelled vendors using BIS-certified equipment qualify.
What Is PM Surya Ghar Muft Bijli Yojana?
Launched on 13 February 2024 by the Government of India, PM Surya Ghar aims to install rooftop solar on 1 crore households by 2027. The scheme has a total outlay of ₹75,021 crore and is administered by the Ministry of New and Renewable Energy (MNRE).
The name translates to 'Free Electricity for Every Home' — though 'free' refers to the subsidy covering a significant portion of installation cost, not free electricity indefinitely. After installation, you save ₹15,000–₹18,000 annually on electricity bills for a typical 3 kW system, effectively getting 300 units of free electricity per month.
This is a successor and expansion of earlier rooftop solar subsidy schemes, offering higher per-kW rates and a vastly simplified application process through a unified national portal.
Subsidy Rates and Structure
Who Is Eligible?
Eligibility under PM Surya Ghar is straightforward but strict:
- Residential consumers only — You must have a domestic electricity connection with a valid consumer number from your DISCOM
- One subsidy per household — Linked to your electricity consumer number. Multiple applications from the same household are rejected
- On-grid systems only — Off-grid and hybrid systems with batteries do not qualify for the central subsidy
- MNRE-empanelled vendor — Installation must be done by a registered vendor listed on the PM Surya Ghar portal
- BIS-certified equipment — Panels and inverters must carry Bureau of Indian Standards certification
- Roof ownership — You must own the roof or have documented permission (housing society resolution for apartments)
Government employees, pensioners, and all income groups are eligible — there is no income cap.
How to Apply: Step-by-Step
The application process is online and takes about 15–20 minutes:
- Register on the national portal — Visit the PM Surya Ghar website. Register with your electricity consumer number, mobile number, and email
- Submit application — Fill in roof details, preferred system size, and upload electricity bill. Portal auto-calculates your subsidy amount
- Receive feasibility approval — Your DISCOM verifies your connection and approves the technical feasibility (7–15 days)
- Select empanelled vendor — Choose from MNRE-registered installers listed on the portal. Solar Vipani installers are empanelled
- Installation — Vendor installs the system (1–3 days for residential). Must match the approved system size and specifications
- Net meter installation — DISCOM installs the bi-directional meter and commissions the system
- DISCOM inspection — Technical inspection and commissioning report generation
- Subsidy credit — After successful inspection, subsidy is credited to your bank account via DBT within 30–90 days
Documents Required
Keep these ready before starting your application:
- Recent electricity bill (not older than 3 months)
- Aadhaar card (linked to mobile number for DBT)
- Bank account details (for subsidy credit — must match Aadhaar-linked account)
- Passport-size photograph
- Roof ownership proof or housing society NOC (for apartments)
- PAN card (optional but recommended)
Your installer will additionally need to upload the installation completion certificate, net metering application, and commissioning report on the portal.
Subsidy Disbursement Timeline
State Top-Up Subsidies
Some states offer additional subsidies on top of PM Surya Ghar. These are funded by the state government and processed separately:
- Gujarat — ₹10,000/kW additional (up to 10 kW) through Surya Gujarat scheme
- Rajasthan — ₹5,000–₹10,000/kW for BPL and rural households
- Uttarakhand — Additional ₹15,000 flat subsidy for systems up to 3 kW
- Madhya Pradesh — Additional top-up for rural and tribal areas
State subsidies change with annual budget allocations. Always verify current availability with your DISCOM or installer before finalising.
Get Your Subsidy-Inclusive Quote
The subsidy process is straightforward when you work with the right installer. Solar Vipani connects you with MNRE-empanelled installers who handle the complete paperwork — from portal registration to subsidy disbursement follow-up.
Fill one form and receive 2–3 quotes from verified local installers. Every quote includes your exact subsidy amount and net out-of-pocket cost.
Common questions
What is PM Surya Ghar Yojana?
How do I apply for PM Surya Ghar subsidy?
How long does it take to get the PM Surya Ghar subsidy amount?
Can I get PM Surya Ghar subsidy for a 5 kW or 10 kW system?
Is PM Surya Ghar subsidy available for off-grid solar systems?
Can tenants apply for PM Surya Ghar subsidy?
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